Long-Term Disability Claims – Non-ERISA

Philadelphia Long-Term Disability Attorney

If you are self-employed or purchased your long term disability policy outside of your employment, there is a good chance that it is not governed by ERISA.  Therefore, your claim is governed by the state law in which you reside.   Typically, if a lawsuit needs to be filed in a non-ERISA claim, it is done so in state Court.   Unlike an ERISA claim, non-ERISA claims are afforded the ability to conduct discovery, present witnesses, take depositions, and appear before a judge at trial.  

If you have become disabled in the greater Philadelphia area and need to make a long-term disability claim with your insurance company in a policy that is not governed by ERISA or if you have been denied in such a claim, it is important that you seek experienced professional legal assistance in the matter.  We strongly recommend that you contact a Philadelphia long-term disability lawyer at our office for a consultation about your situation as soon as possible.  At The Bernstein Law Offices, we have recovered millions of dollars in benefits for our clients who have long term disability claims. We offer extensive experience and knowledge in this field and can provide the representation you need in making an effective claim for the benefits you are entitled to receive.

Because each policy is different, it is important that you understand the policy terms and the state laws that govern your claim.  A Philadelphia long-term disability attorney from our firm can go over your policy with you and assist you with the claims process, ensuring that it is thoroughly and properly documented before it is submitted to your carrier.  We can also monitor your claim as it is processed, following up to make certain that it is not ignored.  We will work diligently on your behalf to get your claim approved.  If your claim is supported by your doctors and the objective medical evidence and still denied, we can represent you in the appeals process or take legal action in court against the insurance company if necessary.  Our firm has extensive litigation experience representing clients who have been denied benefits.   If your claim is denied, you should act quickly in taking the next step to fight for the benefits to which you are entitled to receive.

Contact the Long-Term Disability Lawyer at the firm today if you need to make a non-ERISA claim for long-term disability benefits.