Social Security Disability Offset for LTD

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Social Security Disability Offset for Long-Term Disability

Maryland Social Security Disability Attorney

Understanding your long-term disability insurance benefits is important to protecting your future and to remaining financially secure and viable. An important clause in many long-term disability (LTD) policies involves the offsetting of your benefits based on other income sources. In almost every case, Social Security disability benefit payments are considered a form of outside income. Offsetting means that your insurance carrier would be able to reduce the amount of your long-term benefits by the amount you are receiving from the Social Security Administration (SSA).

Why does offsetting matter?

It often takes up to two years to receive approval for Social Security disability benefits. When the Social Security Administration approves your claim and you finally begin receiving your benefits from the SSA, you may have to repay all of your back benefits to your insurance carrier. This could amount to thousands of dollars in refunds to your insurance company. If you aren't aware of this policy, you could be in for an unpleasant surprise. Failure to pay your insurance carrier what you owe could result in the cancellation of your long-term disability payments.

Prepare for the Future: Talk to a Lawyer from Our Firm

Having an experienced Maryland Social Security disability lawyer on your side is very important if you wish to protect your financial interests. You may not have time to learn about all of the laws and policies that impact your long-term disability benefits - especially if you are coping with an injury or medical condition. But with The Bernstein Law Offices on your side, you don't have to. We are here to look out for your interests and to help you avoid potentially harmful mistakes.

If you have questions about your Maryland long-term disability policy, we can help you. Our firm has helped thousands of clients. We are proud of our reputation for effective service and dedicated client advocacy

Initial case evaluations are free, so don't hesitate to contact The Bernstein Law Offices today!