Social Security Disability Offset for Long-Term Disability

Philadelphia Long-Term Disability Lawyer

If you need legal assistance with the issue of a Social Security Disability offset for your long-term disability benefits in the greater Philadelphia area, we strongly advise you to schedule a consultation with a Philadelphia long-term disability attorney at our firm at your earliest convenience. Our firm is dedicated to helping the disabled and their families in obtaining and keeping the benefits they need and deserve.  We have many years of experience in dealing with all of the legal aspects and issues involving long-term disability claims and denials and have recovered millions of dollars in benefits on behalf of our clients.

Many long-term disability policies are written to include an offset provision for other income you receive, such as Social Security Disability payments.  This means that your disability insurance company can reduce its benefit payments to you by the amount that you receive from the Social Security Administration.  Because it can take up to 2 years to be approved for Social Security Disability benefits, your long-term disability insurance carrier may require that you sign a repayment agreement in which you agree to return any overpayment to them once you do start receiving Social Security Disability.  Many times when you are finally approved for Social Security Disability, you will receive a sizeable lump sum payment representing your past due benefits for the period you waited to have your claim approved.   Depending on your circumstances, your long term disability insurance carrier may be entitled to the past due payment you receive from the Social Security Administration.   If you are unfamiliar with your long-term disability policy, this may come as an unpleasant surprise. You may not have known about the offset provision or be able to repay such a large sum immediately.  

If you are involved in an offset issue, it is important that you talk to our Philadelphia long-term disability lawyer about your case to find out what your legal rights and options may be. We are not afraid to take big insurance companies to court when appropriate to protect the rights and benefits of the disabled.

Contact the Philadelphia Long-Term Disability Attorney at our offices today for representation in any legal matter involving long-term disability benefits.