The Administrative Review in Long-Term Disability

Philadelphia Long-Term Disability Lawyer

If you need assistance with an administrative review of your long-term disability claim in the greater Philadelphia area, it can be extremely helpful to retain the services of an experienced attorney who is familiar with this process. We advise you to consult with the Philadelphia long-term disability attorney at the Law Offices of Howard Bernstein for competent legal help with an administrative review of your claim or any matter pertaining to it. Our firm has helped thousands of clients with every aspect of disability claims and the claims process throughout the Philadelphia area and the country.

An administrative review of your ERISA long-term disability claim will be necessary following any decision from the insurance company that you wish to challenge, such as a claim denial or a termination of your policy. If your claim was denied, you can request an administrative review by the insurance company. The administrative review is an internal claims process in which you must appeal your claim prior to filinga lawsuit against the insurance carrier.   There are deadlines for requesting an appeal and getting an administrative review of your denial which is stated in your policy.  In accordance with ERISA, any claim that is denied must provide the claimant with certain information from the claims reviewer, such as specific reasons for the denial, what additional information may be necessary to validate the claim, and what steps must be taken to have the denied claim reviewed.

Under the ERISA law, a claimant must exhaust the administrative review process, following the procedures laid out in his policy, before he or she can file a lawsuit against the insurance carrier for benefits relief. If you file a lawsuit against your insurance company, the courts are typically limited in their review of your claim to the evidence that was submitted to your insurance company during the administrative review process  Any additional evidence that was submitted to the insurance carrier prior to the filing of a lawsuit is typically precluded from being introduced to the Court.   Because of the importance of the administrative review to your case, it is often crucial to have the legal assistance of a Philadelphia long-term disability lawyer from our firm to assit you in during this process.

Contact the Philadelphia Long-Term Disability Attorney at the firm today for experienced legal assistance with an administrative review of your claim.